Baby boomers have new opportunities for different options in housing in their retirement years and the years approaching those retirement years. One of those types of desirable lifestyle living alternatives (that is, the Age 55+ community) is made possible because of the exception to the Federal Fair Housing Laws and the creative innovations of a number of Builders across the country.
As realtors and home owners across the country know .. discrimination in housing is unlawful; which means that someone may not be denied housing for the seven protected classes in the United States: race, color, religion, sex, handicapped, familial, and country of origin. Which would lead you to the question of how can builders develop subdivisions and have an age restriction of Age 55+, for instance?
The Housing for Older Persons Act (HOPA) allows age-restricted housing by carving out an exemption to the Federal Fair Housing Law prohibition against discrimination on the basis of familial status. For instance, the federal law currently states that 80 percent of the units in a 55+ community must be occupied by at least one person aged 55 or older per unit. That is, a maximum 20 percent of units may be occupied by residents under 55. The law further allows that the states may pass laws regarding this .. which may be more restrictive.
The St. Louis region is fortunate to have such a community and is worth a visit. Heritage of Hawk Ridge is a ‘better than 55’ community in the city of Lake St. Louis and is an active adult living community. It has the perfect sized ‘attached’ and ‘detached’ villas … but, more importantly, a friendly, healthy lifestyle type of attitude with great activities and great neighbors.
Contact resident and realtor, Larry Kruse (314-614-9108)